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Health Saving Account (HSA)

A Health Savings Account (HSA) combines high deductible health insurance with a tax-favored savings account. Money in the savings account can help pay the deductible. And money left in the savings account earns interest and is yours to keep.

For 2026, you can contribute up to $4,400 as a single and $8,750 if you enroll as a family. Additionally, if you are age 55 or older, you are eligible to make a catch-up contribution of $1,000.

You may elect to change your contribution amount at any time throughout the year!

For 2026, the City contributes $1,530 for individual coverage and $3,060 for family coverage for AFSCME and Non-Bargaining employees, or $1,550 for individual coverage and $3,100 for family coverage for Police and Fire employees.

Your Healthcare Advocate

We have a dedicated Healthcare Advocate from Lacher who is ready to help you with:

  • Claims that you believe haven’t been properly paid

  • Questions regarding a bill sent by a doctor, dentist, lab or hospital

  • Further clarification on any insurance matters

  • Questions about your healthcare benefits

Steph Valentine

Direct line: 215-723-7638

steph@lacherinsurance.com

Fax: 215-723-8604

© City of Lancaster, PA. All rights reserved.

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